The Core Benefit Package
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I need an essay in the following subject:
Identify and assess the benefits that should be part of a core package and those benefits that should be part of a flexible package. Defend the use of such benefits and how they may be superior to others with regards to motivation.
The following conditions must meet in the essay:
1) I want a typical and a quality answer which should have about 1100 words.
2) The answer must raise appropriate critical questions.
3) The answer must include examples from experience or the web with references from
relevant examples from real companies.
4) Do include all your references, as per the Harvard Referencing System,
5) Please don’t use Wikipedia web site.
6) I need examples from peer reviewed articles or researchs.
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SAMPLE ANSWER
A core benefit is a package that is known to include supplemental health products due to its great concern to everyone (Martocchio, 2010). The many benefits of core values entail an open public process that deals with the education of the different departments in an organization so that they understand the plans provided by the employer. This is best done by revising the plans submitted by the employer on labor recommendations done on the process in order to define and update the essential health benefits. Core values benefits by taking into account advances, effects of benefit regarding change in cost and also assists in balancing the cost and the comprehensiveness of the health benefits. Essential health benefits also include the hospitalization, laboratory services, prescription drugs, rehabilitative, devices, emergency services, ambulatory patient services, maternal and newborn care that come as core benefits.Essential health balance is a core rule that helps in the provision of health information on its importance to offer benefits that are equally compared to the ones offered by the benchmark plan.The benchmark plans include any of the large three national Federal Employee Health Benefits Program and the largest state employees’ health benefits plans options by enrollment(Ryan, Vanderbilt, Lewis & Madden, 2013). These plans are now providing benefits to the customers despite them clarifying that in the remaining states a selection should not be done.
Supplemental health benefits are best in offering of the health cost issue that can help employers in the saving of money and be able to offer benefits to their employees.Supplemental health insurance helps employees fill the gaps in lost coverage, hence, an important cost management tool to even employers (Martocchio, 2013).Core benefits in supplemental health are evident since, products do not automatically increase each year. Therefore, even at the loss of their jobs they are assured of taking coverage with their current employers at the same price.Employers can pass increased costs to their employees despite the health insurance cost trying to take a large share of their company whereby, this is possible due to the benefit attained from having a catastrophic coverage. The benefit to employees is that supplemental products do not have to cost them anything since they are now viewed as part of a core benefits package.
Core value brings out the benefit of the actuarial value which is calculated as the total average costs of the covered benefits that a certain plan on the table will be able to cover over a certain period of time (White, 2009).Accreditation is a core benefit and it entails the non-state-based market place accepting the existence health plans that should be accredited from an acknowledged accrediting entity.The market place has the access to be able to meet certain customer standards and the ability to realize the importance of time that is highly needed by the issuers to be able to obtain accreditation which is a core benefit on time. Other examples of core benefits include the housing that are either provided by the employer or paid for by the employee, group insurance either on health matters or even on dental ground, protection, reimbursement and the funding of education and other specialized benefits.The core benefits employees,though assuring them of economy, security, especially on the side of staff members and this helps in the increase of the work retention in return. This helps the employees to be rewarded by the organization management due to their commitment for the job (Lamy, 2010).
A pliable material is what makes up a flexible packaging material that retains the element of flexibility which improves the life of the employees. These materials include: grocery bag, flexible packaging materials, and flexible drink pouches that have a common characteristic of being flexible.These materials are of great benefit to the consumers since they are lighter and one does not tire from carrying them with consumers having an added appeal to their convenience.They have a variety of benefits that are economically friendly due to the less material that is used to create them (Beam, 2007).Less weighing material will always have fewer transportation cost incurrence and also the energy that tend to be wasted is less as compared to heavy packaged materials.When there is the use of less material there is benefit to the environment with less water and energy also being utilized in the creation of a flexible packaging. However, this is due to the less material which is also left in the landfills following the low weight of the material that is contained in the package.
On the other side, some flexible packaging materials can be frozen,heated and printings easily done on them, therefore, helping give the material better advantage as compared to other available material since it’s a preferable choice to many.Flexible packaging has another usefulness of ensuring food safety and also prolongs the shelf life: hence, ensuring that food remains clean and durable for the scheduled time (Stabb, 2007).
Many of the packaging materials can easily change their shapes and most of these materials are found in consumer, industrial and institutional products where they are even commonly used.Bags, over wrap that change their shapes are all said to be flexible since they are able to change their shape. Food industry contains a lot of products that are categorized as flexible packaged material comprising of beverages, baked food, coffee, cookies, frozen food, confections and breakfast product among others. There are other manufactured products that have been of great benefits to industries which mainly are: sporting goods, photography, household cleaners, electronics tobacco and toys (Beam, 2007). Flexible packaging materials are of different types and they include the high impact polyethylene, low-density polythene, biaxially oriented nylon and biaxially oriented polypropylene.
Customer has great benefit on the matters of the packaging design since it involves hand design process and the modeling process that are most preferred by most consumers.The various type of the design gives choice to both the designing team and the client to be able to decide on the most preferred design to be used for the customer’s product. Beam, McFadden & Stefano (2012) argues that, the appeal of the consumer also increases with increase of the tailoring of the consumers packaging material because this in return will help the competition edge of the company in the industry.The traditional flexible packaging materials have an obvious appeal and this is an advantage to the consumer who prefers using such flexible packages for his convenience. Several industries take advantage of the benefit that come as a result of the flexible packaging and so they compete hard to produce quality materials in order to dominate the market.
References
Beam, B. (2007).Employee Benefits. Kaplan Publishing; 8 edition
Beam, B.T., McFadden, J., & Stefano, K. (2012).Employee Benefits. DF Institute, Inc., d/b/a Dearborn Real Estate Education; 9th edition
Martocchio, J. (2010). Employee Benefits. McGraw-Hill/Irwin; 4 edition
Martocchio, J. (2013). Employee Benefits: A Primer for Human Resource Professionals. McGraw-Hill/Irwin; 5 edition
Lamy, L. (2010). Core-selecting package auctions: a comment on revenue-monotonicity. International Journal of Game Theory. Vol. 39 Issue 3, p503-510
Ryan, M., Vanderbilt, A., Lewis, T., & Madden, M. (2013). Benefits and barriers among volunteer teaching faculty: comparison between those who precept and those who do not in the core pediatrics clerkship.Medical Education Online. Vol. 18, p1-7
Stabb, J. (2007). Mortgage affinity programs can add value to employer benefit packages. Employment Relations Today (Wiley). Vol. 33 Issue 4, p15-19 https://doi.org/10.1002/ert.20125
White, J. (2009). Gap and Parallel Insurance in Health Care Systems with Mandatory Contributions to a Single Funding Pool for Core Medical and Hospital Benefits for All Citizens in Any Given Geographic Area. Journal of Health Politics, Policy & Law. Vol. 34 Issue 4, p543-583
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